Goods delivered, invoice overdue, the buyer in Spain silent. This page explains how a B2B claim is collected in Spain, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.
The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.
Spanish formal demand; interest and the €40 fee are stated, a payment plan negotiated. Turkish reporting from Incasso Mentor.
The first filing can be made without a lawyer (court of first instance). The debtor pays, objects or stays silent within 20 days; silence produces an enforceable title.
Juicio verbal up to €15,000, juicio ordinario above; 6–12 months. From here an abogado and a procurador are as a rule mandatory.
There is no independent bailiff: the court, through its clerk (LAJ), attaches bank accounts and wages, auctions assets (Portal de Subastas) and searches for assets. Insolvency: concurso de acreedores before the commercial court.
Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Spain.
Then we set up the process: we select the registered agency or lawyer in Spain, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.
You: send us the invoice, contract and delivery documents.
We: assess the file, obtain the credit report and report the route and cost to you in writing.
We: select and brief the local specialist in Spain, fix the fee and watch the deadlines.
We: report every development in Turkish and answer your questions.
You: take the decision at every stage. Legal steps only with your approval.
Contested proceedings require both professions; this is specific to Spain and affects cost. Incasso Mentor obtains a fixed quote before handing over.
After a final judgment, enforcement must start within 5 years; otherwise the right lapses.
The European order for payment and small claims are only for EU-established claimants; a Turkish exporter uses the national monitorio. No Spanish establishment is required.
Unopposed monitorio 2–4 months; if opposed, 6–12 months of proceedings, then court-run enforcement.
Not for the first monitorio filing; for objection, trial and enforcement you need an abogado and a procurador.
The losing party is ordered to pay costs (condena en costas). Interest and the €40 fee are charged to the debtor; court fees depend on the case.
Share your invoice and the basic documents. We review the file and report the route in Spain and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.
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