Debt collection · Greece

🇬🇷 Your customer in Greece is not paying?

Goods delivered, invoice overdue, the buyer in Greece silent. This page explains how a B2B claim is collected in Greece, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.

Greece at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

Diatagi pliromis
Document-based order for payment without a hearing, no amount limit, immediately enforceable; objection within 15 working days of service. 3–4 months.
ECB + 8 pts
B2B commercial default interest (Law 4152/2013), without a demand, on the invoice amount including VAT.
€40
Flat fee per invoice plus reasonable collection costs.
€12,000
Above this amount a lawyer is mandatory. Eirinodikeio up to €20,000, Protodikeio above.
Process

How collection in Greece proceeds

Amicable phase

Greek formal demand; interest and the €40 fee are stated. Agencies in Greece must be registered with the Ministry (Law 3758/2009); we work with a registered partner.

Order for payment

A Greek lawyer files the diatagi pliromis with the contract, invoices and delivery documents. The order must be served within 2 months; without objection, enforcement.

Court action if objected

Ordinary proceedings (Law 5108/2024): single judge up to €250,000; mandatory mediation above €30,000. 1.5–2 years or longer.

Enforcement and insolvency

Dikastikos epimelitis: bank attachment (bank reports within 8 days), movable and real property via e-auction (eauction.gr). A judgment is enforceable for 20 years. Insolvency (Law 4738/2020): claims are filed within 1 month of publication.

Our role

We organise your collection in Greece

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Greece.

Then we set up the process: we select the registered agency or lawyer in Greece, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do

You: send us the invoice, contract and delivery documents.

We: assess the file, obtain the credit report and report the route and cost to you in writing.

We: select and brief the local specialist in Greece, fix the fee and watch the deadlines.

We: report every development in Turkish and answer your questions.

You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

Documents must be complete

The order for payment rests entirely on documents: signed contract or order, invoices, proof of delivery. The more complete, the harder an objection. Sworn translations are needed.

Objection proceedings are long, so the amicable phase matters

A defended case can take 1.5–2 years. We therefore put particular weight on the demand phase and the interest calculation; most Greek files are resolved there.

EU procedures closed

The European order for payment, small claims and Brussels I-bis are only for EU-established claimants. A Turkish exporter uses the national route; tenfiz in Turkey is only relevant if assets are there.

Frequently asked questions

How long does collection in Greece take?

Unopposed order for payment 3–4 months; defended ordinary proceedings 1.5–2 years or longer.

Do I need a lawyer?

Above €12,000 yes; in practice we work with a Greek lawyer on every export claim.

Who pays the costs?

Stamp duty of about 0.8% above €200 on the order for payment; costs are charged to the debtor when you win. Interest and the €40 flat fee are for the debtor.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer, enforcement officer or registered agency in Greece acts with your approval. This page is general information, not legal advice. Source legislation: Code of Civil Procedure (arts. 623–634, 933, 1000), Civil Code, Law 4152/2013, Law 3758/2009, Law 4738/2020, Law 5108/2024. Information as of September 2026.

Submit your Greece claim today

Share your invoice and the basic documents. We review the file and report the route in Greece and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

Submit a collection case →