Debt collection · Czechia

🇨🇿 Your customer in Czechia is not paying?

Goods delivered, invoice overdue, the customer in Czechia silent. This page explains how a B2B claim is collected in Czechia, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as at September 2026.

Czechia at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

11.75%
B2B statutory default interest (Government Regulation 351/2013, § 2): ČNB repo rate on the first day of the half-year in which default began + 8 points. For the second half of 2026: 3.75 + 8; the rate stays fixed for that default.
CZK 1,200
Minimum recovery costs per claim, no proof required (Regulation § 3). Interest and costs are notified to the debtor with the demand.
4%
Court fee for the electronic payment order (elektronický platební rozkaz); 5% in ordinary proceedings. No claim ceiling since 1 July 2024. The debtor pays or objects (odpor) within 15 days.
3 years
Limitation (Civil Code § 629). A demand does not interrupt it; filing a claim does. A written acknowledgment starts a new 10-year period (§ 653).
Process

How collection in Czechia proceeds

Amicable phase

Czech-language demand (výzva k úhradě); interest and the CZK 1,200 costs are claimed. A demand sent at least 7 days before filing is the condition for recovering litigation costs from the debtor (Civil Procedure Code § 142a). Collection agencies need no special licence in Czechia; we work with our local law-firm partner.

Electronic payment order

Electronic application to the district court (okresní soud) of the debtor; the court usually issues the platební rozkaz within 2–4 weeks. Service to a company's mandatory data box (datová schránka) is deemed effected after 10 days. If the debtor neither pays nor objects within 15 days, the order becomes final and enforceable.

Court action if objected

An odpor cancels the order and ordinary proceedings follow; the fee is topped up to 5%. First instance okresní soud, appeal to the krajský soud. A lawyer is not mandatory; only for the extraordinary appeal (dovolání) to the Supreme Court (Nejvyšší soud) (§ 241). First instance averaged 251 days in 2023; a final judgment takes 1–3 years.

Enforcement and insolvency

A soudní exekutor chosen by the creditor (Enforcement Code 120/2001): bank accounts, receivables, wages, movables, real estate, company shares. The fee of 15% of the amount recovered (minimum CZK 3,000) plus CZK 4,500 flat expenses is charged to the debtor; a debtor who pays within 30 days owes half. Insolvency (Act 182/2006): konkurs or reorganizace; claims are filed within 2 months of publication in the insolvenční rejstřík, late filings are disregarded.

Our role

We organise your collection in Czechia

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Czechia.

Then we set up the process: we select the lawyer or exekutor in Czechia, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do
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You: send us the invoice, contract and delivery documents.

✓

We: assess the file, obtain the credit report and report the route and cost to you in writing.

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We: select and brief the local specialist in Czechia, fix the fee and watch the deadlines.

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We: report every development in Turkish and answer your questions.

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You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

A demand does not interrupt the limitation period

In Czechia only a court filing or a written acknowledgment stops the 3-year clock. If the deadline is close, we do not lose time with demands: straight to the electronic payment order.

The data box speeds up service

Every Czech company has a mandatory datová schránka; since 1 July 2024 a payment order served there is deemed received after 10 days. A debtor who does not open the door no longer stalls the process, and the electronic order's claim ceiling has been removed.

EU procedures closed

The European order for payment and small claims are closed to Turkish companies; the national electronic payment order is fast and, at a 4% fee, cheap anyway. The judgment is enforced in the EU under Brussels I-bis without further formalities.

Frequently asked questions

How long does collection in Czechia take?

Unopposed electronic payment order: the court decides within 2–4 weeks, about 2–3 months including service and the 15-day objection period. A defended case: first instance around 8–9 months on average, a final judgment 1–3 years. The exekutor phase can take months, depending on the debtor's assets.

Do I need a lawyer?

Not at first instance or on appeal; only for the dovolání before the Nejvyšší soud. In practice we work with a local lawyer because a defended case and the exekutor application are conducted in Czech; the fee is fixed in advance.

What is the judgment worth in Turkey?

A Czech judgment is enforced in the EU under Brussels I-bis without extra formalities; in Turkey recognition (tenfiz) is needed, rarely relevant since the debtor's assets are usually in Czechia.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer or soudní exekutor in Czechia acts with your approval. This page is general information, not legal advice. Source legislation: Občanský zákoník (§§ 629, 653), nařízení vlády 351/2013 (§§ 2, 3), občanský soudní řád (§§ 142a, 172–174a, 241), Court Fees Act 549/1991, Enforcement Code 120/2001, Insolvency Act 182/2006. Information as at September 2026.

Submit your Czechia claim today

Share your invoice and the basic documents. We review the file and report the route in Czechia and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

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