Debt collection · United Kingdom

🇬🇧 Your customer in the United Kingdom is not paying?

Goods delivered, invoice overdue, the buyer in the United Kingdom silent. This page explains how a B2B claim is collected in the United Kingdom, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.

United Kingdom at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

Money Claim Online
Online claim up to £99,999.99. No defence within 14 days of service: default judgment (CCJ), on the register for 6 years.
BoE + 8%
Commercial default interest (Late Payment Act 1998): Bank of England base rate + 8 points.
£40 / 70 / 100
Flat fee per invoice (under £1,000 / under £10,000 / above) plus reasonable extra costs.
6 years
Limitation (Limitation Act 1980); a judgment is also enforceable for 6 years.
Process

How collection in United Kingdom proceeds

Letter of Claim (mandatory)

Pre-Action Protocol: a formal letter giving the debtor 30 days to respond, and at least 14 days' notice before issuing proceedings. Skipping it leads to cost sanctions.

Claim and default judgment

Filed through Money Claim Online; without a defence, a CCJ follows. Fees from £35, 5% of the amount above £10,000. No solicitor needed for an undisputed claim.

If defended

Small claims (up to £10,000), fast track (£25,000), intermediate (£100,000), multi-track. A solicitor (SRA) takes over; 3–6 months.

Enforcement and pressure

County Court bailiff or High Court Enforcement Officer (writ of control), bank (third party debt order), wages, real estate (charging order). Undisputed debt above £750: statutory demand, 21 days, then a winding-up petition.

Our role

We organise your collection in United Kingdom

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for United Kingdom.

Then we set up the process: we select the registered agency or lawyer in United Kingdom, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do

You: send us the invoice, contract and delivery documents.

We: assess the file, obtain the credit report and report the route and cost to you in writing.

We: select and brief the local specialist in United Kingdom, fix the fee and watch the deadlines.

We: report every development in Turkish and answer your questions.

You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

No EU procedures after Brexit, but a Turkish company has equal rights

The European order for payment and Brussels I-bis no longer apply. A Turkish exporter uses the national English route with the same rights as a British company.

Three separate jurisdictions

England and Wales (County Court), Scotland (Sheriff Court, Simple Procedure up to £5,000) and Northern Ireland have their own courts. We pick the partner by the debtor's region.

A CCJ is a strong lever

A default judgment not paid within 1 month stays on the credit register for 6 years; British companies take this seriously. Our agencies are FCA-registered and CSA members.

Frequently asked questions

How long does collection in the UK take?

Letter of Claim 30 days, then for an undisputed claim a CCJ within a few weeks; defended cases 3–6 months.

Do I need a solicitor?

Not for an undisputed claim and default judgment; yes once a defence is filed and for a winding-up petition.

What is the judgment worth in Turkey?

An English judgment is recognised in Turkey through tenfiz; a Turkish judgment needs a separate common-law action in England. Suing in England is therefore the efficient route.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer, enforcement officer or registered agency in the United Kingdom acts with your approval. This page is general information, not legal advice. Source legislation: Late Payment of Commercial Debts (Interest) Act 1998, Limitation Act 1980, Civil Procedure Rules (Pre-Action Protocol for Debt Claims), Tribunals, Courts and Enforcement Act 2007, Insolvency Act 1986. Information as of September 2026.

Submit your United Kingdom claim today

Share your invoice and the basic documents. We review the file and report the route in the United Kingdom and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

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