Debt collection · Norway

🇳🇴 Your customer in Norway is not paying?

Goods delivered, invoice overdue, the buyer in Norway silent. This page explains how a B2B claim is collected in Norway, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.

Norway at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

Forliksrådet
Mandatory first instance (conciliation board) for most disputed claims under NOK 200,000, no lawyer needed. Småkravsprosess up to NOK 250,000.
12.25%
Commercial default interest (1 July 2026): Norges Bank policy rate + at least 8 points.
NOK 113 / 750
Statutory caps: reminder fee NOK 113 (max 2), collection fee NOK 750, B2B flat fee NOK 430 (1 July 2026).
3 years
Limitation from the due date; an acknowledgment or a court step interrupts it.
Process

How collection in Norway proceeds

Amicable phase

Payment reminder with at least 14 days, then inkassovarsel with at least 14 days, then collection. Most undisputed files are paid in this cycle. Agencies are licensed by Finanstilsynet.

Forliksrådet

Mandatory conciliation board (lay panel) for disputed claims; decision or settlement. No lawyer needed.

Tingretten

Court for larger or complex files; simplified småkravsprosess up to NOK 250,000. A lawyer is customary and needed in practice; appeal to the lagmannsrett.

Enforcement and insolvency

Namsmannen (part of the police): wage and bank attachment via utleggsbegjæring, seizure of movable and real property; the debtor keeps a subsistence minimum. In bankruptcy a trustee is appointed; trade creditors rank fourth, recovery often partial.

Our role

We organise your collection in Norway

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Norway.

Then we set up the process: we select the registered agency or lawyer in Norway, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do

You: send us the invoice, contract and delivery documents.

We: assess the file, obtain the credit report and report the route and cost to you in writing.

We: select and brief the local specialist in Norway, fix the fee and watch the deadlines.

We: report every development in Turkish and answer your questions.

You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

Not an EU member, but a Lugano state

The European order for payment and Brussels I-bis do not apply. Turkey is not a Lugano party, so a Turkish judgment needs separate recognition in Norway; suing directly in Norway is the efficient route.

The demand cycle is fixed by law

Two demands with at least 14 days each are mandatory and costs are capped. This orderly cycle usually brings the debtor to pay; we watch the deadlines.

High interest

12.25% commercial interest is a strong lever; it is calculated explicitly in the demand.

Frequently asked questions

How long does collection in Norway take?

The statutory demand cycle about 1–2 months; most undisputed files end there. Forliksrådet and tingretten timelines depend on the case.

Do I need a lawyer?

Not at the forliksrådet; customary and needed in practice at the tingretten.

What is the judgment worth in Turkey?

A Norwegian judgment is recognised in Turkey through tenfiz. Rarely relevant, since the debtor's assets are usually in Norway.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer, enforcement officer or registered agency in Norway acts with your approval. This page is general information, not legal advice. Source legislation: Debt Collection Act, Dispute Act, Limitation Act, Enforcement Act, Creditors Recovery Act (chapter 9), Late Payment Interest Act; Lugano Convention 2007. Information as of September 2026.

Submit your Norway claim today

Share your invoice and the basic documents. We review the file and report the route in Norway and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

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