Debt collection · Romania

🇷🇴 Your customer in Romania is not paying?

Goods delivered, invoice overdue, the buyer in Romania silent. This page explains how a B2B claim is collected in Romania, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.

Romania at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

Ordonanța de plată
Order for payment for undisputed claims: fee 200 lei, decision within 45 days, provisionally enforceable despite appeal. Realistic: enforceable title in 2–4 months.
≈ 14.50%
B2B commercial default interest (Law 72/2013): BNR reference rate + 8 points.
€40
Flat fee per invoice. B2B payment terms max 60 days (30 without agreement).
3 years
Limitation; a formal demand, a claim or an acknowledgment interrupts it.
Process

How collection in Romania proceeds

Amicable phase

Romanian formal demand (somație de plată) with at least 15 days to pay; legal step after 60–90 days. Turkish reporting from us.

Order for payment

A Romanian lawyer files the ordonanța de plată: summons 10 days, defence at least 3 days before the hearing, decision within 45 days, payment 10–30 days.

Court action if objected

Judecătorie up to RON 200,000, tribunal above; fee based on the amount. Duration depends on the case; precautionary attachment possible against security.

Enforcement and insolvency

Executor judecătoresc: bank, wage and third-party attachment without prior notice (poprire), seizure of movable and real property. Insolvency (Law 85/2014): threshold 50,000 lei, presumption after 60 days of non-payment; low recovery for unsecured creditors.

Our role

We organise your collection in Romania

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Romania.

Then we set up the process: we select the registered agency or lawyer in Romania, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do

You: send us the invoice, contract and delivery documents.

We: assess the file, obtain the credit report and report the route and cost to you in writing.

We: select and brief the local specialist in Romania, fix the fee and watch the deadlines.

We: report every development in Turkish and answer your questions.

You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

Romanian language and sworn translations

Proceedings are in Romanian; contracts and invoices need sworn translations. We hand the file to our partner lawyer in English, complete and well organised.

High interest, strong lever

About 14.50% commercial interest is among the highest in Europe. Calculating it explicitly in the demand brings the debtor to the table.

EU procedures closed

The European order for payment and small claims are closed to Turkish companies; the national ordonanța de plată is used. The judgment is enforced in the EU under Brussels I-bis and in Turkey through tenfiz.

Frequently asked questions

How long does collection in Romania take?

With an unopposed order for payment an enforceable title in 2–4 months; a defended case takes longer.

Do I need a lawyer?

Court documents are filed by lawyers registered with the Romanian bar (UNBR); in practice we work with a lawyer on every file.

Who pays the costs?

The order-for-payment fee is 200 lei; costs are charged to the debtor when you win. Interest and the €40 flat fee are also for the debtor.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer, enforcement officer or registered agency in Romania acts with your approval. This page is general information, not legal advice. Source legislation: Civil Code (Law 287/2009, arts. 2517, 2537), Code of Civil Procedure (Law 134/2010, arts. 1013–1024), Law 72/2013, Law 188/2000, Law 85/2014. Information as of September 2026.

Submit your Romania claim today

Share your invoice and the basic documents. We review the file and report the route in Romania and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

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