Debt collection · Belgium

🇧🇪 Your customer in Belgium is not paying?

Goods delivered, invoice overdue, the buyer in Belgium silent. This page explains how a B2B claim is collected in Belgium, how long it takes, and which interest and costs can be charged to the debtor. Incasso Mentor sets up and runs this process on your behalf: we choose the right route, bring in the local specialist, follow every step and report to you in Turkish. You only take the decisions. Information as of September 2026.

Belgium at a glance

The four figures that matter most to a Turkish exporter. Fees and rates change; before any legal step we confirm the current figures with our partner.

10.5%
B2B commercial default interest (first half of 2026, Act of 2 August 2002); runs from the day after the due date without a demand.
Enterprise court
All disputes between businesses go to the enterprise court regardless of amount; in practice always with a lawyer.
€165
Court roll fee at the enterprise court; appeal €400. Paid by the losing party after judgment.
10 years
Limitation for contractual claims; a judgment is enforceable for 10 years.
Process

How collection in Belgium proceeds

Amicable phase

Demand in Dutch or French (by region). Interest and the fixed collection compensation run automatically; a payment plan is negotiated. Agencies must be registered with FPS Economy.

Small claims

Up to €1,860, undisputed: summary order-for-payment procedure, 15-day demand, petition signed by a lawyer, decision by the justice of the peace within 15 days; fee €50.

Court action

For higher amounts a summons through a lawyer before the enterprise court. Export claims almost always follow this route.

Enforcement and insolvency

Only the bailiff (gerechtsdeurwaarder): seizure of movable and real property, wage and bank attachment (protected limits), precautionary attachment. Insolvency under Book XX of the Economic Law Code; restructuring via PRJ is possible.

Our role

We organise your collection in Belgium

Collecting a debt in a foreign country on your own is exhausting: language, law, finding the right firm, negotiating fees, not missing deadlines. This is exactly where Incasso Mentor comes in. We review your file, obtain an independent credit report on the debtor and determine the most suitable route for Belgium.

Then we set up the process: we select the registered agency or lawyer in Belgium, hand over a complete and well-prepared file, fix the fee on your behalf in advance and follow every step. You work with one contact, in your own language. Every decision is yours; no step is taken without your approval.

What you do, what we do

You: send us the invoice, contract and delivery documents.

We: assess the file, obtain the credit report and report the route and cost to you in writing.

We: select and brief the local specialist in Belgium, fix the fee and watch the deadlines.

We: report every development in Turkish and answer your questions.

You: take the decision at every stage. Legal steps only with your approval.

Three points that matter for a Turkish exporter

Interest and compensation run automatically

In Belgian B2B trade, default interest and the fixed collection compensation start the day after the due date without a demand. A strong lever in negotiation.

Mind the language region

Dutch in Flanders, French in Wallonia, both in Brussels; the language of the demand and the proceedings follows the debtor's region. Incasso Mentor selects the partner accordingly.

EU procedures closed

The European order for payment and small claims are closed to Turkish companies; the national route runs through a Belgian lawyer. No Belgian establishment is needed.

Frequently asked questions

How long does collection in Belgium take?

Small undisputed claims: a few weeks; proceedings at the enterprise court depend on the case. Enforcement through the bailiff is fast after judgment.

Do I need a lawyer?

In the summary procedure the lawyer signs the petition; at the enterprise court there is in practice always a lawyer.

What is the judgment worth in Turkey?

A Belgian judgment is enforced in the EU without extra formalities; in Turkey recognition (tenfiz) is needed.

Incasso Mentor is not a law firm. We coordinate the amicable phase; where a legal step is needed, an authorised lawyer, enforcement officer or registered agency in Belgium acts with your approval. This page is general information, not legal advice. Source legislation: Act of 2 August 2002 (late payment), Judicial Code (art. 1409, summary procedure), old Civil Code art. 2262bis, Economic Law Code Book XX. Information as of September 2026.

Submit your Belgium claim today

Share your invoice and the basic documents. We review the file and report the route in Belgium and the expected cost to you in writing, in Turkish; the rest we plan together. B2B, from €20,000 per debtor.

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